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Frequently asked questions
What is HYB?
A financial-education platform. HYB is a Hybrid Foundation program. We teach money skills from beginner to advanced: budgeting through investing, trading, real estate and more.
Is it really free?
The ten Essential Financial Skills are free with an account. The full wealth-building curriculum, live sessions, and replays are available with a Gold membership.
I was a member on the old platform. How do I get my access?
Sign up with the same email you used before. If your email is on our member list, you'll be granted free full access through December 31, 2026 automatically. You'll set a new password when you sign up.
Is this financial advice?
No. Everything on HYB is educational only. It is not financial, investment, tax or legal advice, and not a personalized recommendation. For decisions specific to your situation, consult a licensed professional.
What devices can I use?
HYB works in any modern browser on a phone, tablet or computer, and in the HYB app for iPhone.
How do I cancel?
You can manage or cancel your membership any time from your account. If you subscribed in the iOS app, you're billed through your Apple ID; manage or cancel in iOS Settings. Access continues through the end of the current billing period.